Foreclosures

Foreclosures October 10th 2024

Published: 10 October 2024 | Written by Stewart Parker

NOTICE OF SALE UNDER POWER

CONTAINED IN SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Paulding

Pursuant to a power of sale contained in a certain security deed executed by Joshua Davis and Kelly Davis, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp. recorded in Deed Book 4044, beginning at page 149, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default under the terms of said security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell at the usual place of conducting Sheriff's sales in said county within the legal hours of sale, to the highest bidder on the first Tuesday in November 2024, all property described in said security deed including but not limited to the following described property:

All that tract or parcel of land lying and being in Land Lot 943, 3rd District, 3rd Section, Paulding County, Georgia and being more particularly described as follows:

Beginning at a point on the South line of Land Lot 943, said point being South 88 degrees 11 minutes, 03 seconds West a distance of 310.15 feet from the Southeast corner of Land Lot 943, thence running North 07 degrees, 48 minutes, 57 seconds West a distance of 364.67 feet to an iron pin; thence running South 80 degrees, 18 minutes, 07 seconds West a distance of 420.00 feet to an iron pin on the Northeast right of way of Georgia Highway 61, thence running South 29 degrees, 40 minutes, 14 seconds East along said right of way a distance of 139.92 feet to a point; thence running South 37 degrees, 23 minutes, 37 seconds East along said right of way a distance of 204.57 feet to a point; thence running South 42 degrees, 19 minutes, 19 seconds East along said right of way a distance of 22.34 feet to an iron pin located on the South line of Land Lot 943; thence running North 88 degrees, 11 minutes,

03 seconds East along said land lot line a distance of 217.33 feet to the Point of Beginning; said tract being 2.56 acres, more or less and intended to be in accordance with a plat of survey for John Towle by Etowah Engineering and Surveying, RLS #1781, dated March 4, 1987.

Subject Property Address: 4620 Cartersville Highway, Dallas, GA 30132

Parcel ID: R019142/073.1.1.002.0000

Said legal description being controlling, however, the Property is more commonly known as: 4620 Cartersville Highway, Dallas, GA 30132

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. MidFirst Bank, through its division Midland Mortgage is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. MidFirst Bank, through its division Midland Mortgage’s address is 999 N.W. Grand Blvd., Oklahoma City, OK 73118. MidFirst Bank, through its division Midland Mortgage may be contacted by telephone at 1-800-552-3000. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Joshua Davis and Kelly Davis, or tenant(s).

MidFirst Bank,

as Transferee, Assignee, and Secured Creditor

As attorney-in-fact for the aforesaid Grantor

CB Legal, LLC

Attorneys at Law

Three Northwinds Center

2500 Northwinds Parkway, Suite 160

Alpharetta, Georgia 30009 (770) 392-0041

22-6904

THIS LAW FIRM MAY BE HELD TO BE ACTING

AS A DEBT COLLECTOR, UNDER FEDERAL LAW.

IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6tSept26)

NOTICE OF SALE UNDER POWER

TS # 2024-10568-GA

Georgia, Paulding County Under and by virtue of the Power of Sale contained in that certain Security Deed given by Jairo Edwin Gutierrez-Gallardo to Mortgage Electronic Registration Systems, Inc., as Grantor, as nominee for Equity Prime Mortgage LLC, its successors and assigns, dated 8/24/2018, and recorded on 8/30/2018, in Deed Book 03924, Page 0687, Paulding County, Georgia records, as last assigned to Freedom Mortgage Corporation by assignment recorded on 4/6/2022 in Deed Book 4748, Page 985, conveying the after-described property to secure a Note in the original principal amount of $159,065.00, with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia, within the legal hours of sale on 11/5/2024, the following described property: All That Tract Or Parcel Of Land Together With Any Improvements Located Thereon, The Same Situate, Lying And Being In Land Lot 257 Of The 1st District, 3rd Section Of Paulding County, Georgia, Being All Of Lot 28, Wynridge, As The Same Is Shown On Plat Recorded In Plat Book 24, Page 179-180, Paulding County Deed Records, Which Plat Is By This Reference Incorporated Herein In Aid Of This Description. Said property is commonly known as 225 Villa Ridge Ct Dallas, GA 30157. The indebtedness secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of the sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys’ fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Attention: Loss Mitigation Department, 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939, Telephone No.: (855) 690-5900. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend, or modify the terms of the security instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any other matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property is (are) Jairo Edwin Gutierrez-Gallardo or tenant(s) or other occupants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) any right of redemption or other lien not extinguished by foreclosure. The sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Freedom Mortgage Corporation as Attorney in Fact for Jairo Edwin Gutierrez-Gallardo. Nestor Solutions, LLC 214 5th Street, Suite 205, Huntington Beach, California 92648, (888) 403-4115, TS # 2024-10568-GA For sale information, visit: https://www.nestortrustee.com/sales-information.com or call (888) 902-3989.

(6tSept26)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Harry C Fernandez to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Brand Mortgage Group, LLC, its successors and assigns, dated July 12, 2013, recorded in Deed Book 3174, Page 590, Paulding County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 3758, Page 617, Paulding County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 4033, Page 746, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-TWO THOUSAND NINE HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($62,983.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

M&T Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank , One Fountain Plaza, Buffalo, NY 14203, 800-724-1633.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Raul Alcantara or a tenant or tenants and said property is more commonly known as 1149 Grandview Circle, Powder Springs, Georgia 30127. Should a conflict arise between the property address and the legal description the legal description will control.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

M&T Bank

as Attorney in Fact for

Harry C Fernandez

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 82 OF THE 1ST DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING KNOWN AS LOT 118 OF RIVERWALK, PHASE TWO, AS PER PLAT RECORDED AT PLAT BOOK 32, PAGES 184 AND 185, REVISED AT PLAT BOOK 35, PAGE 3, PAULDING COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF CAPTIONED PROPERTY AND BEING IMPROVED PROPERTY.

Property Address: 1149 Grandview Cir. Powder Springs, GA 30127

MR/kam 12/3/24

Our file no. 23-12752GA - FT5

(10tSept26)

NOTICE OF SALE UNDER POWER

Because of a default under the terms of the Security Deed executed by Hayden R. Gellineau, as a single man to Mortgage Electronic Registration Systems, Inc., as nominee for Home America Mortgage, Inc. dated July 25, 2003, and recorded in Deed Book 1454, Page 651, Paulding County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. securing a Note in the original principal amount of $153,372.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2024, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 114 AND 119 OF THE 18TH DISTRICT, 2ND SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 76, BRAMLETT FARM, UNIT 1, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 31, PAGE 157, PAULDING COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

Said property is known as 915 Bramlett Way, Powder Springs, GA 30127, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The property is or may be in the possession of Hayden R. Geillineau, successor in interest or tenant(s).

Wells Fargo Bank, N.A. as Attorney-in-Fact for Hayden R. Gellineau, as a single man

File no. 24-082155

LOGS LEGAL GROUP LLP*

Attorneys and Counselors at Law

211 Perimeter Center Parkway, N.E., Suite 130

Atlanta, GA 30346

(770) 220-2535

https://www.logs.com/

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10tSept26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF BARTOW

By virtue of the power of sale contained in a Security Deed given by CARLOS SAN MARTIN and CLAUDIA Y. SAN MARTIN to FAMILY SAVINGS CREDIT UNION dated 04/14/2022, in the original amount of $150,000.00, filed for record 04/20/2022, recorded in Deed Book 4757, Page 275, PAULDING County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Court House Door of PAULDING County, Georgia, between the legal hours of sale on the first Tuesday in November, 2024 by FAMILY SAVINGS CREDIT UNION the following property to wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 557 of the 3rd District, 3rd Section, Paulding County, Georgia, and being Lot 24 of Riverwalk Manor Subdivision, Unit 1, Phase 4B, as shown by plat thereof recorded at Plat Book 59, Pages 186-187, Paulding County, Georgia, records, which plat is incorporated herein by reference and made a part hereof for a more complete description of the property conveyed.

FOR INFORMATIONAL PURPOSES ONLY;

Street Address: 160 Red Wood Drive, Dallas, Georgia 30132

Tax Map Reference: 036.4.4.022.0000; Map Number R0836 23

Said Security Deed was given to secure payment of a Note being in the original principal amount of $150,000, until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.

To the best knowledge and belief of the undersigned CARLOS SAN MARTIN and CLAUDIA Y. SAN MARTIN are the parties in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A.§ 44-14-162, et. seq.

The above-described property will be sold by the undersigned as attorney-in-fact for

CARLOS SAN MARTIN and CLAUDIA Y. SAN MARTIN, subject to any and all unpaid taxes and assessments, and matters of records.

Family Savings Credit Union as Attorney-In-Fact for CARLOS SAN MARTIN and CLAUDIA Y. SAN MARTIN

F. Lee Perkins, Attorney

327 E. Main St.

Cartersville, Georgia 30120

(770) 386-1980

BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(4tOct10)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MICHAEL R. ADAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., dated March 5, 2009, recorded March 12, 2009, in Deed Book 2678, Page 305, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Nine Thousand Eighty-One and 00/100 dollars ($99,081.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust VII-A, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in November, 2024, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 992 OF THE 19TH DISTRICT OF THE 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING DESIGNATED AS LOT 5, CONTAINING 2.23 ACRES, LOCATED ON COURTHOUSE ROAD, AS PER PLAT OF SURVEY PREPARED FOR PHILLIP KAUFFMAN DATED MAY 20, 1996, RECORDED IN PLAT BOOK 28, PAGE 114, PAULDING COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE HERETO.

GRANTOR REPRESENTS, COVENANT AND AGREES THAT THE 1999 HORTON MANUFACTURED HOME, VIN NO. H86275GLR, LOCATED ON THE PROPERTY HAS BEEN PERMANENTLY AFFIXED TO THE PROPERTY DESCRIBED HEREIN SO AS TO BECOME A PART OF THE REAL PROPERTY, AND IS TO REMAIN ON THE PROPERTY. BEING THE SAME PREMISES CONVEYED UNTO MICHAEL R. ADAMS, BY DEED FROM DONALD G. GRAHAM, RECORDED 7-31-06 IN BOOK 2210, PAGE 7, IN THE LAND RECORDS OF PAULDING COUNTY, GEORGIA.

Said legal description being controlling, however the property is more commonly known as 216 COURTHOUSE RD, TEMPLE, GA 30179.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MICHAEL R. ADAMS, or tenants(s).

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: American Mortgage Investment Partners Management LLC, Loss Mitigation Dept., 3020 Old Ranch Parkway Ste 180, Seal Beach, CA 90740, Telephone Number: 562-735-6555 x100. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.

WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST VII-A

as Attorney in Fact for

MICHAEL R. ADAMS

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071

Telephone Number: (877) 813-0992 Case No. AMI-16-07574-11

Ad Run Dates 10/10/2024, 10/17/2024, 10/24/2024, 10/31/2024

rlselaw.com/property-listing

(4tOct10)

NOTICE OF SALE UNDER POWER

State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KRISTA L HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR CU MEMBERS MORTGAGE, A DIVISION OF COLONIAL SAVINGS, F.A. , dated 06/10/2005, and Recorded on 06/20/2005 as Book No. 1911 and Page No. 0208, AS AFFECTED BY MODIFICATION AGREEMENTS BOOK 4862, PAGE 171 177 AND BOOK 4921, PAGE 253 259, PAULDING County, Georgia records, as last assigned to CU MEMBERS MORTGAGE, A DIVISION OF COLONIAL SAVINGS, F.A. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $115,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in November, 2024, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE ORIGINAL LAD LOT NO, 451, OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING ALL OF LOT 158, SILVER RIDGE, PHASE TWO, MORE PARTICULARLY SHOWN ON PLAT RECORDED IN PLAT BOOK 38, PAGES 73 & 74, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF SAID LOT, BEING IMPROVED PROPERTY NOW OR FORMERLY KNOWN AS 182 SILVER FOX TRAIL, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING IN PAULDING COUNTY, GEORGIA. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). CU MEMBERS MORTGAGE, A DIVISION OF COLONIAL SAVINGS, F.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. COLONIAL SAVINGS, F.A., acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, COLONIAL SAVINGS, F.A. may be contacted at: COLONIAL SAVINGS, F.A., 2570 WEST FREEWAY, FORT WORTH, TX 76102, 800 937 6303. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 182 SILVER FOX TRAIL, DALLAS, GEORGIA 30157 is/are: KRISTA L HARRIS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CU MEMBERS MORTGAGE, A DIVISION OF COLONIAL SAVINGS, F.A. as Attorney in Fact for KRISTA L HARRIS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010258127 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.

(4tOct10)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

Under and by virtue of the Power of Sale contained in a Security Deed given by James Bobby Willingham and Janet Darlene Willingham to Benchmark Funding Corp., dated May 22, 2003, and recorded in Deed Book 1400, Page 334, Paulding County, Georgia Records, as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, as Trustee for Residential Funding Mortgage Securities II, Inc., Home Equity Loan-Backed Term Notes, Series 2003-HS3 by assignment recorded on March 2, 2023 in Book 4904 Page 237 in the Office of the Clerk of Superior Court of Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Twenty-Eight Thousand and 0/100 dollars ($28,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on November 5, 2024, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE SECOND (2ND) DISTRICT, THIRD (3RD) SECTION OF PAULDING COUNTY, GEORGIA AND BEING A PORTION OF ORIGINAL LAND LOT ONE THOUSAND NINETY EIGHT (1098) BEING LOT 75, DALLAS COUNTRY CLUB ESTATES, CONTAINING 0.573 ACRE, ACCORDING TO AND AS SHOWN ON A PLAT OF SURVEY FOR JAMES WILLINGHAM, PREPARED BY JON R. TRIPCONY, GRLS 2267, DATE 07-10-01, AS RECORDED IN PLAT BOOK 36, PAGE 11, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, PAULDING COUNTY, GEORGIA, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO FOR A FULL AND COMPLETE METES AND BOUNDS DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is James Bobby Willingham and Janet Darlene Willingham or tenant(s); and said property is more commonly known as 3900 Nebo Rd, Hiram, GA 30141.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.

The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, as Trustee for Residential Funding Mortgage Securities II, Inc., Home Equity Loan-Backed Term Notes, Series 2003-HS3 as Attorney in Fact for James Bobby Willingham and Janet Darlene Willingham.

Brock & Scott, PLLC

4360 Chamblee Dunwoody Road

Suite 310

Atlanta, GA 30341

404-789-2661

B&S file no.: 23-07642

(4tOct10)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from JEAN MERRILL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR GENERATION MORTGAGE COMPANY, dated November 9, 2011, recorded November 15, 2011, in Deed Book 02941, Page 0486, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Sixty-Seven Thousand Five Hundred and 00/100 dollars ($67,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Assets Management, LLC, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in November, 2024, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 262 OF THE 2ND DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 29, UNIT III, DENTON MANOR SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY RECORDED AT PLAT BOOK 3, PAGE 59 OF THE PAULDING COUNTY PLAT RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND REFERENCE MADE THERETO.

Said legal description being controlling, however the property is more commonly known as 74 COOPER DRIVE, DALLAS, GA 30157.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JEAN MERRILL, or tenants(s).

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation, Loss Mitigation Dept., 1661 Worthington Road Ste 100, West Palm Beach, FL 33409, Telephone Number: 866-503-5559. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.

MORTGAGE ASSETS MANAGEMENT, LLC

as Attorney in Fact for

JEAN MERRILL

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071

Telephone Number: (877) 813-0992 Case No. RMU-22-00982-7

Ad Run Dates 10/10/2024, 10/17/2024, 10/24/2024, 10/31/2024

rlselaw.com/property-listing

(4tOct10)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew Shumake to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for First Guaranty Mortgage Corporation dba Goodmortgage.com, its successors and assigns, dated October 8, 2019, recorded in Deed Book 4128, Page 82, Paulding County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 4720, Page 343, Paulding County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment recorded in Deed Book 4889, Page 137, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-ONE THOUSAND SIX HUNDRED FORTY-NINE AND 0/100 DOLLARS ($181,649.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

Nationstar Mortgage LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage LLC, 8950 Cypress Waters Blvd, Coppell, TX 75019, (888) 480-2432.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew Shumake or a tenant or tenants and said property is more commonly known as 207 Cedar Creek Dr, Dallas, Georgia 30157. Should a conflict arise between the property address and the legal description the legal description will control.

Nationstar Mortgage LLC

as Attorney in Fact for

Matthew Shumake

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 115, OF THE 1ST DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA; AND BEING LOT 11, CEDAR CREEK SUBDIVISION AS SHOWN ON PLAT RECORDED IN PLAT BOOK 19, PAGE 138, PAULDING COUNTY, GEORGIA, WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF THE METES AND BOUNDS, COURSES AND DISTANCES OF SAID PROPERTY.

SUBJECT TO ALL RESTRICTION, EASEMENTS AND RIGHT OF WAS OF RECORD.

TAX ID 25619

MR/mac 11/5/24

Our file no. 24-15403GA - FT2

(4tOct10)

DELINQUENT PROPERTY TAX SALE

Under and by virtue of certain tax fi fa's issued by the City Clerk, as tax collector for The City of Dallas, Paulding County, Georgia, in favor of the State of Georgia and City of Dallas, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the city hall door in Dallas, Paulding County, Georgia, between the legal hours of sale, on the first Tuesday in November, 2024, the same being November 5, 2024, and continuing on Wednesday, November 6, 2024, if necessary, between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the municipal tax execution on the respective individual and property, will be sold. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in The City of Dallas, Paulding County, State of Georgia. The years for which said fi fa’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees.

MAP AND PARCEL: 116330200000

CURRENT RECORD HOLDER: BERLATSKY DIANNE JOY ESTATE AND ALL HEIRS KNOWN AND UNKNOWN AND STEVEN M OLEESKY

DEFENDANT IN FI-FA: DIANNE JOY BERLATSKY ESTATE AND ALL HEIRS KNOWN AND UNKNOWN AND STEVEN M OLEESKY

TAX YEARS DUE: 2021-2023

DEED BOOK: 4884/342

LEGAL DESCRIPTION: ALL THAT TRACT OF LAND BEING IN LAND LOT 274, 2ND DISTRICT, 3RD SECTION IN THE CITY OF DALLAS, PAULDING COUNTY, GEORGIA, AND CONSISTING OF 0.22 ACRES, MORE OR LESS, AS SHOWN IN PLAT BOOK 62, PAGE 142. 325 E GRIFFIN ST

MAP AND PARCEL: 135420540000

CURRENT RECORD HOLDER: BUTT KHALIL A AND ASMA BUTT