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NOTICE OF SALE UNDER POWER
 
GEORGIA, PAULDING COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from CHARLES HOLIDAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, dated January 3, 2020, recorded January 10, 2020, in Deed Book 4164, Page 772, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty-Five Thousand Five Hundred Seventy-Six and 00/100 dollars ($185,576.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Lakeview Loan Servicing, LLC, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in February, 2026, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 71 AND 94, 1ST DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 62, BROMLEY WALK, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 25, PAGE 216, SAID RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
Said legal description being controlling, however the property is more commonly known as 73 CHARLOTTE PL, HIRAM, GA 30141.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned.  The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is CHARLES HOLIDAY, or tenants(s).  
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. 
 The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: M & T Bank, Loss Mitigation Dept., 1100 WEHRLE DRIVE, WILLIAMSVILLE, NY 14221, Telephone Number: 1-800-724-1633. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. 
LAKEVIEW LOAN SERVICING, LLC
as Attorney in Fact for
CHARLES HOLIDAY
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW.  IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. MTB-23-05520-2
Ad Run Dates  01/08/2026, 01/15/2026, 01/22/2026, 01/29/2026
rlselaw.com/property-listing
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
Pursuant to the power of sale contained in the Security Deed executed by DAVID CLAY COCHRAN AND TRACEY COCHRAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR NATIONS MORTGAGE, LLC in the original principal amount of $272,893.00 dated November 1, 2024, and recorded in Deed Book 5168, Page 761, Paulding County records, said Security Deed being last transferred to UNITED WHOLESALE MORTGAGE, LLC in Deed Book 5320, Page 731, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 2/3/2026, the property in said Security Deed and described as follows:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1023 OF THE 2ND DISTRICT, 3RD SECTION,PAULDING COUNTY, GEORGIA, BEING LOT 5, LANCASTER SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 32, PAGE 7, PAULDING COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 53 CRICKET COURT ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN PAULDING COUNTY, GEORGIA.
PARCEL ID: 205.3.2.018.0000
THIS DEED IS GIVEN SUBJECT TO ALL EASEMENTS, RESTRICTIONS AND ENCUMBRANCES OF RECORD.
BEING THE SAME PROPERTY CONVEYED TO DAVID CLAY COCHRAN FROM JOEL KELLY SMITH AND JANCEY P. SMITH BY DEED DATED APRIL 16, 2018 RECORDED ON APRIL 18, 2018 IN BOOK 03857 PAGE 0619 AND INSTRUMENT NO. 1102018002424.
Said property being known as: 53 CRICKET COURT, DALLAS, GA 30157
To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are DAVID CLAY COCHRAN AND TRACEY COCHRAN or tenant(s). 
The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). 
Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:
Cenlar FSB
425 Phillips Boulevard
Ewing, NJ 08618
Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
UNITED WHOLESALE MORTGAGE, LLC,
as Attorney-in-Fact for
DAVID CLAY COCHRAN AND TRACEY COCHRAN
Robertson, Anschutz, Schneid, Crane & Partners, PLLC
13010 Morris Rd., Suite 450
Alpharetta, GA 30004
Phone: 470-321-7112
Firm File No. 25-378092 - LiG
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
Because of a default under the terms of the Security Deed executed by Gerald Nice to Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc. dated January 8, 2016, and recorded in Deed Book 03490, Page 0477, Paulding County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Rocket Mortgage, LLC FKA Quicken Loans, LLC, securing a Note in the original principal amount of $94,627.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 3, 2026, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 950 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 27, UNIT 1, MAGNOLIA PLACE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 23, PAGE 25, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
Said property is known as 193 Graison Lane, Dallas, GA 30157, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.
The property is or may be in the possession of Gerald Nice, successor in interest or tenant(s).
Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc. as Attorney-in-Fact for Gerald Nice
File no. 25-083151
LOGS LEGAL GROUP LLP*
Attorneys and Counselors at Law
211 Perimeter Center Parkway, N.E., Suite 130
Atlanta, GA 30346
(770) 220-2535
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
Georgia, PAULDING County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GREGORY L. MITCHELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING ITS SUCCESSORS AND ASSIGNS, dated August 21, 2020, and recorded in Deed Book 4307, Page 0546, PAULDING County, Georgia records, as last transferred to DATA MORTGAGE INC., DBA ESSEX MORTGAGE, by assignment recorded in PAULDING County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $311,159.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of PAULDING County, Georgia, within the legal hours of sale on the first Tuesday in February, 2026, to wit: February 3, 2026, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 392 OF THE 1ST DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT A-8, THE GEORGIA SUBDIVISION, UNIT A, AS PER PLAT RECORDED IN PLAT BOOK 41, PAGE 90, AS REVISED IN PLAT BOOK 41, PAGE 208, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION, SAID PROPERTY IS KNOWN AS 133 STAFFORD LANE ACCORDING TO THE PRESENT SYSTEM OF NUMBER PROPERTY IN PAULDING COUNTY, GEORGIA, PARCEL ID NUMBER R060151. SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 133 STAFFORD LN,, VILLA RICA, GEORGIA 30180, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by GREGORY L. MITCHELL or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Essex Mortgage Attention: Loss Mitigation Department 1417 North Magnolia Avenue Ocala, FL 34475 (888) 892-0881 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being DATA MORTGAGE INC., DBA ESSEX MORTGAGE as attorney in fact for GREGORY L. MITCHELL Kahane & Associates, P.A. 180 Interstate N Parkway, Suite 200 Atlanta, Georgia 30339 Telephone: (404) 252-6385 File No.: 25-01905 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(6tDec25)
 
 NOTICE OF SALE UNDER POWER
 
Under and by virtue of the power of sale contained with that certain Security Deed dated July 20, 2022, from Heather Jenkins and Patricia Jenkins to Mortgage Electronic Registration Systems, Inc., as nominee for Radius Financial Group, Inc., recorded on July 22, 2022 in Deed Book 4812 at Page 557 Paulding County, Georgia records, having been last sold, assigned, transferred and conveyed to Data Mortgage, Inc. d/b/a Essex Mortgage by Assignment and said Security Deed having been given to secure a note dated July 20, 2022, in the amount of $325,986.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Paulding County, Georgia, on February 3, 2026 the following described real property (hereinafter referred to as the “Property”):
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1214 AND 1215 OF THE 2ND DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA, AND BEING LOT 52 OF PRINCETON AS MORE PARTICULARLY SHOWN ON THAT PLAT OF SURVEY RECORDED IN PLAT BOOK 34, PAGE 67, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF PAULDING COUNTY, GEORGIA. SAID PLAT OF SURVEY IS INCORPORATED IN THE DESCRIPTION HEREIN BY REFERENCE THERETO.
The debt secured by the Security Deed and evidenced by the Note has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.  The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees.  Notice of intention to collect attorneys’ fees has been given as provided by law.  To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Heather Jenkins and Patricia Jenkins.  
The property, being commonly known as 594 Princeton Dr, Dallas, GA, 30157 in Paulding County, will be sold as the property of Heather Jenkins and Patricia Jenkins, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above-described mortgage is as follows: Essex Mortgage, 1417 N. Magnolia Ave., Ocala, FL  34475, 844-478-2622.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.  
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.  
Albertelli Law
Attorney for Data Mortgage, Inc. d/b/a Essex Mortgage as Attorney in Fact for Heather Jenkins and Patricia Jenkins
100 Galleria Parkway, Suite 1000
Atlanta, GA  30339
Phone: (770) 373-4242
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 - 25-009608
(6tDec25)
 
NOTICE OF SALE UNDER POWER
 
State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by INGRID MALDONADO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR QUICKEN LOANS, LLC , dated 09/30/2020, and Recorded on 10/19/2020 as Book No. 04341 and Page No. 00497‑00516, PAULDING County, Georgia records, as last assigned to ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC (the Secured Creditor), by assignment, conveying the after‑described property to secure a Note of even date in the original principal amount of $226,300.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in February, 2026, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1134, 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA RECORDS AND BEING LOT 137 ANSLEIGH FARMS, PHASE III AS SHOWN ON PLAT RECORDED IN PLAT BOOK 54, PAGE 187, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.  Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. ROCKET MORTGAGE, LLC, acting on behalf of and, as necessary, in consultation with ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44‑14‑162.2, ROCKET MORTGAGE, LLC may be contacted at: ROCKET MORTGAGE, LLC, 635 WOODWARD AVE., DETROIT, MI 48226, 800‑508‑0944. Please note that, pursuant to O.C.G.A. § 44‑14‑162.2, the secured creditor is not required to amend or modify the terms of the loan.  To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 424 STABLE VIEW LOOP, DALLAS, GEORGIA 30132 is/are: INGRID MALDONADO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2)  final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9‑13‑172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC as Attorney in Fact for INGRID MALDONADO. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010651263 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341‑5398. 
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JACOB NINAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR SOUTHEAST MORTGAGE OF GEORGIA, INC , dated 03/22/2021, and Recorded on 03/25/2021 as Book No. 4461 and Page No. 984‑998, PAULDING County, Georgia records, as last assigned to NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING (the Secured Creditor), by assignment, conveying the after‑described property to secure a Note of even date in the original principal amount of $299,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in February, 2026, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 431 OF THE 2ND DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, AND BEING LOT 395 OF MIRAGE AT VISTA LAKE SUBDIVISION, UNIT I, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 47, PAGE 164 AND REVISED IN PLAT BOOK 52, PAGE 150, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.  Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC  d/b/a SHELLPOINT MORTGAGE SERVICING, acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44‑14‑162.2, NEWREZ LLC  d/b/a SHELLPOINT MORTGAGE SERVICING may be contacted at: NEWREZ LLC  d/b/a SHELLPOINT MORTGAGE SERVICING, 601 OFFICE CENTER DRIVE, SUITE 100, FORT WASHINGTON, PA 19034, 866‑825‑2174. Please note that, pursuant to O.C.G.A. § 44‑14‑162.2, the secured creditor is not required to amend or modify the terms of the loan.  To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 111 MIRAGE DR, DALLAS, GEORGIA 30157 is/are: JACOB NINAN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2)  final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9‑13‑172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING as Attorney in Fact for JACOB NINAN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010683837 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341‑5398. 
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
GEORGIA, PAULDING COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from JOSHUA L TURNER and JESSICA M TURNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS GRANTEE, AS NOMINEE FOR VILLAGE CAPITAL & INVESTMENT, LLC, dated May 9, 2024, recorded May 15, 2024, in Deed Book 5085, Page 232, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Fifty-Five Thousand Five Hundred and 00/100 dollars ($355,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in February, 2026, all property described in said Security Deed including but not limited to the following described property:
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF PAULDING, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS:ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1033 OF THE 2ND DISTRICT 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 72 OF HERITAGE PARK SUBDIVISION, PHASE II, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 47, PAGE 25-26, PAULDING COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.
Said legal description being controlling, however the property is more commonly known as 592 KYLES CIR, HIRAM, GA 30141.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned.  The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOSHUA L TURNER, JESSICA M TURNER, or tenants(s).  
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. 
 The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. 
VILLAGE CAPITAL & INVESTMENT LLC
as Attorney in Fact for
JOSHUA L TURNER, JESSICA M TURNER
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW.  IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. VCI-25-05413-1
Ad Run Dates  01/08/2026, 01/15/2026, 01/22/2026, 01/29/2026
rlselaw.com/property-listing
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
PAULDING COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kenja A. Ragland to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Brand Mortgage Group, LLC, its successors and assigns dated 10/3/2014 and recorded in Deed Book 3325 Page 715 Paulding County, Georgia records; pursuant to that Consent Order as to the United States of America recorded in Deed Book 5316 Page 870, and that Default Judgment and Final Order recorded in Deed Book 5316 Page 878, as last transferred to or acquired by TRUIST BANK, conveying the after-described property to secure a Note in the original principal amount of $127,085.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on February 3, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in Land Lot 403 of the 2nd District and 3rd Sec on of Paulding County, Georgia and being Lot 146 of Barre Chase, Phase Three, as shown on a nal plat of Barre Chase, Phase Three, dated September 24, 2004, prepared by Carlton Rakestraw & Associates, cer ed by W. Carlton Rakestraw, Jr. GA RLS, # 2236, recorded in Plat Book 44, Page 71-73, in the o ce of the Clerk of Superior Court of Paulding County, Georgia, which plat is incorporated herein by reference for a more complete and accurate descrip on. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 168 Crescent Woode Drive, Dallas, GA 30157 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenja A. Ragland or tenant or tenants. Truist Bank is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Truist Bank Mortgage Loan Servicing P.O. Box 2467 Greenville, SC 29602-2467 1-800-827-3722 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. TRUIST BANK as agent and Attorney in Fact for Kenja A. Ragland Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1207-067A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1207-067A 
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
Under and by virtue of the power of sale contained with that certain Security Deed dated October 31, 2019, from La'Kisha S. Duffy to Mortgage Electronic Registration Systems, Inc., as nominee for Cstone Mortgage, Inc, recorded on November 13, 2019 in Deed Book 4134 at Page 45 Paulding County, Georgia records, having been last sold, assigned, transferred and conveyed to Nationstar Mortgage LLC by Assignment and said Security Deed having been given to secure a note dated October 31, 2019, in the amount of $220,924.00 said note being modified by Loan Modification agreement and recorded on February 1, 2022 in  Book 4706  Page 194 in the real property records of Paulding County, Georgia, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Paulding County, Georgia, on February 3, 2026 the following described real property (hereinafter referred to as the “Property”):
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1ST DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOCATED IN LAND LOT 358 AND BEING .50 ACRES, ACCORDING TO A PLAT OF SURVEY PREPARED FOR KELLI D ROPER BY RANDY L TIBBITTS, RLS #2137, DATED MAY 20, 1993, SAID PLAT OF SURVEY BEING INCORPORATED HEREIN BY REFERENCE THERETO, SAID PROPERTY BEING 'MORE FULLY AND PARTICULARLY DESCRIBED AS FOLLOWS:
TO REACH THE POINT OF BEGINNING START AT THE INTERSECTION OF THE SOUTH RIGHT OF WAY OF SWEETWATER CHURCH ROAD (80 FOOT RIGHT OF WAY) AND THE NORTH RIGHT OF WAY OF HUTCHENS ROAD (60 FOOT RIGHT OF WAY); THENCE IN AN EASTERLY DIRECTION ALONG THE SOUTH RIGHT OF WAY OF SWEETWATER CHURCH ROAD FOR A DISTANCE OF 418.60 FEET TO AN IRON PIN, BEING THE POINT OF BEGINNING; THENCE NORTH 60 DEGREES 10 MINUTES 50 SECONDS EAST ALONG THE SOUTH RIGHT OF WAY OF SWEETWATER CHURCH ROAD FOR A DISTANCE OF 118.86 FEET TO AN IRON PIN; THENCE SOUTH 03 DEGREES 50 MINUTES 59 SECONDS EAST FOR A DISTANCE OF 198.22 FEET TO AN IRON PIN LOCATED ON THE NORTH RIGHT OF WAY OF HUTCHENS ROAD; THENCE IN A WESTERLY DIRECTION ALONG THE NORTH RIGHT OF WAY OF HUTCHENS ROAD FOR AN ARC DISTANCE OF 32.11 FEET (AND A CHORD DISTANCE OF 32.09 FEET ON A CHORD OF SOUTH 81 DEGREES 25 MINUTES 45 SECONDS WEST) TO A POINT; THENCE SOUTH 78 DEGREES 30 MINUTES 06 SECONDS WEST ALONG THE NORTH RIGHT OF WAY OF HUTCHENS ROAD FOR A DISTANCE OF 110.24 FEET TO AN IRON PIN; THENCE NORTH 08 DEGREES 01 MINUTE 45 SECONDS EAST FOR A DISTANCE OF 167.06 FEET TO AN IRON PIN, BEING THE POINT OF BEGINNING.
The debt secured by the Security Deed and evidenced by the Note has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.  The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees.  Notice of intention to collect attorneys’ fees has been given as provided by law.  To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are La'Kisha S. Duffy.  
The property, being commonly known as 185 Sweetwater Church Road, Douglasville, GA, 30134 in Paulding County, will be sold as the property of La'Kisha S. Duffy, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage LLC d/b/a Mr. Cooper, 8950 Cypress Waters Blvd, Coppell, TX  75019, 888-480-2432.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.  
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.  
Albertelli Law
Attorney for Nationstar Mortgage LLC as Attorney in Fact for La'Kisha S. Duffy
100 Galleria Parkway, Suite 1000
Atlanta, GA  30339
Phone: (770) 373-4242
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 - 25-015745
(5tJan1)
 
NOTICE OF SALE UNDER POWER
 
Pursuant to the power of sale contained in the Security Deed executed by PAMELA ELAINE BENTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC in the original principal amount of $422,112.00 dated January 25, 2024, and recorded in Deed Book 5041, Page 139, Paulding County records, said Security Deed being last transferred to  LAKEVIEW LOAN SERVICING, in Deed Book 5276, Page ,932 Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 2/3/2026, the property in said Security Deed and described as follows:
ALL THAT PIECE, PARCEL OR LOT OF LAND WITH IMPROVEMENTS THEREON LYING AND BEING IN LAND LOT 250 OF THE 2ND LAND DISTRICT, 3RD SECTION, PAULDING COUNTY GEORGIA. KNOWN AND DESIGNATED AS LOT 212. HUNTER'S GLEN, PHASE I, AS PER PLAT THEREOF ON FILE IN PLAT BOOK 25. PAGE 183. PAULDING COUNTY PUBLIC RECORDS.
BEING THE SAME PROPERTY CONVEYED TO FIRST VENTURE GROUP, INC. BY WARRANTY DEED FROM HOUSTON K. BARTON, JR. OF RECORD AS DEED BOOK 4524 PAGE 157 IN THE CLERK'S OFFICE FOR PAULDING COUNTY. GEORGIA, DATED MARCH 26, 2021 AND RECORDED ON JUNE 7. 2021.
FOR INFORMATION ONLY BEING PARCEL 111.4.4 038 0000 
BEING ALSO KNOWN AS 77 HUNTERS GREEN, DALLAS. GA 30157
Said property being known as: 77 HUNTERS GRN, DALLAS, GA 30157
To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are PAMELA ELAINE BENTON or tenant(s). 
The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). 
Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:
Nationstar Mortgage LLC d/b/a Mr. Cooper
8950 Cypress Waters Blvd.
Coppell, TX 75019
1-888-480-2432
Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
LAKEVIEW LOAN SERVICING,                                                    
as Attorney-in-Fact for
PAMELA ELAINE BENTON
Robertson, Anschutz, Schneid, Crane & Partners, PLLC
13010 Morris Rd., Suite 450
Alpharetta, GA 30004
Phone: 470-321-7112
Firm File No. 25-302689 - ReP
(4tJan8)
 
NOTICE OF SALE UNDER POWER
 
GEORGIA, PAULDING COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert M Morris to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for DAS Acquisition Company, LLC., its successors and assigns dated November 24, 2020, recorded in Deed Book 4383, Page 906, Paulding County, Georgia Records, as last transferred to U.S. BANK NATIONAL ASSOCIATION by assignment recorded in Deed Book 4939, Page 140, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($284,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in February, 2026, the following described property: 
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
U.S. BANK NATIONAL ASSOCIATION is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. Bank National Association, 2800 Tamarack Road, CN-KY-TMFC, Owensboro, KY 42301-6566, 855-698-7627.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert M Morris and Jody L Bevilacqua or a tenant or tenants and said property is more commonly known as 73 Victorian Ct, Dallas, GA 30157. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. BANK NATIONAL ASSOCIATION
as Attorney in Fact for 
Robert M Morris
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of land lying and being in Land Lot 627 of the 2nd District, 3rd Section, Paulding County, Georgia, being Lot 92, Wyngate, Phase One, as per plat recorded in Plat Book 31, Page 198, Pauding County Records, which plat is hereby referred to and made a part of this description, being property known as 73 Victorian Court, according to the present system of numbering houses in said county and being more particularly described on that certain plat of survey prepared by Tibbits Land Surveying, Inc., dated December 15, 1999.
MR / JD     February 3, 2026
Our file no. 25-20968GA-FT8
25-20968GA
(4tJan8)