We are a New Private Non-Medical Home Care Agency located in Dallas. Our Personal Care Services include ( ADL’s Bathing, dressing, oral care, shaving..etc) Companion/Sitter Care, Light Housekeeping, Meal Preparation, Errands/Shopping, Escort to Doctor appointments, Medication Reminders, Medication Pick-up, and Drop-off. Transportation Services to Senior Centers, Adult Day Centers, Church, Restaurants, Movies, etc. and more.
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Summer is here at last. For many people, it’s time to get the car ready for a long road trip. And with GPS-enabled smartphones, it’s now a lot easier to navigate these drives without getting lost. During your life, you may take many journeys – one of which is the long road you’ll travel toward your financial goals. But even on this path, you can benefit from a “GPS” in the form of your goal-oriented, personalized strategy.
Tin Bucket Mercantile has so much to offer: from colorful wall art to classic handbags, kooky socks, and shirts to elegant home accents. One corner features a mini cafe that offers sweet treats like Macarons and classic bottled Cokes perfect for relaxing after exploring the mercantile.
If you work for a business that offers a 401(k) plan, consider yourself fortunate, because a 401(k), with its tax advantages and variety of investment options, is a great way to save for retirement. But what if you need to tap into your plan before you retire? Is it a good idea to borrow from your 401(k)?
It’s almost impossible to save too much for retirement. After all, you could spend two, or even three, decades as a retiree. And retirement is not cheap – even if you maintain a relatively modest lifestyle, some of your expenses, especially those involving health care, may continue to rise over the years. Consequently, you will need several sources of reliable income – one of which might be a fixed annuity.
If you were to receive a sizable inheritance, what should you do with it? This money could help you achieve some of your important financial goals – so you’ll want to think carefully about your choices. Of course, everyone’s needs are different, so there’s no one “right” way to handle a large lump sum.
When it’s time to do your estate planning – and it’s actually never too soon to begin – you may find the process, at first, to be somewhat bewildering. You’ll have many questions: What sort of arrangements should I make? Who should get what? And when? How can you address these and other issues?
International Women’s Day will be observed on March 8. Around the world, special events will celebrate the cultural, social, political and economic achievements of women. However, this last area – economic progress – is one that still causes concern, and rightfully so, because women still face gender-related challenges.
As you work toward achieving your goals in life, you will need to make moves that contain financial, tax and legal elements, so you may want to get some help – from more than one source. Specifically, you might want to put together a team comprised of your financial advisor, your CPA or another tax professional, and your attorney. Together, this team can help you with many types of financial/tax/legal connections.
To say the financial markets were a bit bumpy in 2018 may be an understatement. The S&P 500 was down 6.2 percent for the year, the first time this key index fell since 2008, during the financial crisis. So what can you anticipate in 2019? And what investment moves should you make? Let’s review the causes of last year’s market volatility.
Think about your loved ones. What will their future be like? Can you picture them living in your house for many years from now? Can you picture your children going to college? Can you picture your spouse or partner enjoying a comfortable retirement? These are all pleasant visions – but what if you weren’t in these pictures?
For many years, employees of companies that offered 401(k) plans only faced a couple of key decisions – how much to contribute and how to allocate their dollars among the various investment options in their plan. But in recent years, a third choice has emerged: the traditional versus Roth 401(k). Which is right for you?
How can you assess your investment portfolio’s performance in 2018? The year was full of wild swings in the financial markets, so your own results may well have bounced around quite a bit, too. But you can still get a clear picture of how you did if you keep your investments’ returns in the proper perspective by making sure your expectations are relevant, realistic and reviewed.
As the year winds down, you may want to look ahead to see which areas of your life you can improve in 2019. Perhaps you’ll decide to exercise more, eat healthier foods, reconnect with old friends or volunteer at a school or charitable organization. All these goals are certainly worthwhile – but you also may want to add some New Year’s financial resolutions to your list.
It probably doesn’t happen as much as you’d like, but you may occasionally have some extra disposable income. For example, perhaps you have recently received, or will soon receive, a year-end bonus. Or maybe you will get a sizable tax refund in just a few months. Wherever this money comes from, you will want to put it to good use. Should you use the cash to pay down debts or should you invest it instead?
No matter what your shopping style or how long your list is, I hope you are able to slow down and enjoy the true meaning of the holiday season. Christmas is a time to spend with your families and loved ones and reflect on the things that really matter. We at Westside Bank are thankful for the community we live in and look forward to continuing to be a part of making Paulding County the best it can be. Merry Christmas!
There’s no formula for achieving an ideal tax diversification. You’ll want to consider your own needs and circumstances in choosing the right mix of taxable, tax-deferred and tax-free accounts. Ultimately, taxes should not drive all your investment decisions – but they should not be ignored, either.
Thanksgiving is almost here. Ideally, this holiday should be about more than turkey, football, Black Friday and Cyber Monday. After all, the idea behind Thanksgiving is to share what we have with our loved ones. But if you want your family to take part in your abundance, you will want to look beyond one day in November.
You’ve got a powerful retirement savings vehicle in your 401(k) plan, which offers various investment options and the chance to accumulate tax-deferred earnings. But if you leave your job before you retire, what should you do with your 401(k)? You have several choices — and it’s important that you understand them because your decision can greatly affect the resources you’ll ultimately have available during your retirement years.