Foreclosures October 9th 2025

Published: 11 December 2024 | Written by Stewart Parker

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF PAULDING

Pursuant to the power of sale contained in the Security Deed executed by MELISSA V. COLE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR WR STARKEY MORTGAGE L.L.P., ITS SUCCESSORS AND ASSIGNS in the original principal amount of $145,319.00 dated May 19, 2015, and recorded in Deed Book 3398, Page 732, Paulding County records, said Security Deed being last transferred to LAKEVIEW LOAN SERVICING, LLC. in Deed Book 5304, Page 244, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/4/2025 the property in said Security Deed and described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1251 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 158, AUTUMN CREEK SUBDIVISION, PHASE III, AS PER PLAT RECORDED IN PLAT BOOK 44, PAGES 99-101, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION; AND BEING KNOWN AS 89 CANDY LILLY COURT, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN PAULDING COUNTY, GEORGIA.

Said property being known as: 89 CANDY LILLY COURT, DALLAS, GA 30157

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are MELISSA V. COLE or tenant(s).

The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

LoanCare, LLC

4425 PONCE DE LEON BLVD., MS 5-251

CORAL GABLES, FL 33146

1-800-274-6600

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

LAKEVIEW LOAN SERVICING, LLC.,

as Attorney-in-Fact for

MELISSA V. COLE

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd., Suite 450

Alpharetta, GA 30004

Phone: 470-321-7112

Firm File No. 25-328956 - ReP

(5tOct2)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from JAMES CROFT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR PENNYMAC LOAN SERVICES, LLC, dated September 28, 2021, recorded October 6, 2021, in Deed Book 4621, Page 197-211, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty-One Thousand Nine Hundred and 00/100 dollars ($261,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to PennyMac Loan Services, LLC, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in November, 2025, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 388 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 21 OF HARMONY GROVE SUBDIVISION, PHASE 2, AS PER PLAT RECORDED IN PLAT BOOK 59, PAGES 118-120, PAULDING COUNTY RECORDS, SAID PLAT BY THIS REFERENCE BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A COMPLETE LEGAL DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as 145 HARMONY CIR, ACWORTH, GA 30101.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JAMES CROFT, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: PennyMac Loan Services, LLC, Loss Mitigation Dept., 3043 Townsgate Road Suite 200, Westlake Village, CA 91361, Telephone Number: 1-866-549-3583. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.

PENNYMAC LOAN SERVICES, LLC

as Attorney in Fact for

JAMES CROFT

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071

Telephone Number: (877) 813-0992 Case No. PNY-25-00693-2

Ad Run Dates 10/09/2025, 10/16/2025, 10/23/2025, 10/30/2025

rlselaw.com/property-listing

(4tOct9)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF PAULDING

By virtue of a Power of Sale contained in that certain Security Deed from Robert Rainford to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR BROKER SOLUTIONS, INC., DBA NEW AMERICAN FUNDING, dated August 23, 2021 and

recorded on August 24, 2021 in Deed Book 4586, Page 541, in the Office of the Clerk of Superior Court of Paulding County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Two Hundred Seventy-Seven Thousand Three Hundred Eighty-Two and 00/100 dollars ($277,382.00) with interest thereon as provided therein, as last transferred to New American Funding, LLC FKA Brokers Solutions, Inc., DBA New American Funding, recorded in Deed Book 5283, Page 978, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in November, 2025, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 627 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 51, WYNGATE SUBDIVISION, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 31, PAGE 37, PAULDING COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property may more commonly be known as 185 Wyngate Court, Dallas, GA 30157.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is New American Funding, LLC FKA Brokers Solutions, Inc., DBA New American Funding, New American Funding, c/o Home Retention Department, 8201 North FM 620, Suite 120, Austin, TX 78726 800-893-5304.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Robert Rainford and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and

2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

New American Funding, LLC FKA Brokers Solutions, Inc., DBA New American Funding as Attorney-in-Fact for

Robert Rainford Contact:

Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520

25-010929

Ad Run Dates: 10/08/2025 ,10/16/2025 ,10/23/2025 ,10/30/2025

(4tOct9)

NOTICE OF SALE UNDER POWER

Pursuant to the power of sale contained in the Security Deed executed by JEFFREY R. JORDAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR AMERISAVE MORTGAGE CORPORATION in the original principal amount of $422,688.00 dated October 29, 2021, and recorded in Deed Book 4687, Page 730, Paulding County records, said Security Deed being last transferred to PLANET HOME LENDING, LLC in Deed Book 5221, Page 167, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/4/2025, the property in said Security Deed and described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 327 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT L61, BENTWATER SUBDIVISION, UNIT L, AS PER PLAT RECORDED IN PLAT BOOK 39, PAGE 100, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING PROPERTY KNOWN AS 107 HEATHERWOOD TRACE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN SAID COUNTY.

Said property being known as: 107 HEATHERWOOD TRCE, ACWORTH, GA 30101

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are JEFFREY R. JORDAN or tenant(s).

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

Planet Home Lending, LLC

321 Research Parkway, Suite 303

Meriden, CT 06450

1-855-884-2250

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

PLANET HOME LENDING, LLC,

as Attorney-in-Fact for

JEFFREY R. JORDAN

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd., Suite 450

Alpharetta, GA 30004

Phone: 470-321-7112

Firm File No. 25-312017 - AnB

(4tOct9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Virginia P Beck to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for JFQ Lending, Inc, its successors and assigns dated November 15, 2021, recorded in Deed Book 4708, Page 393, Paulding County, Georgia Records, as last transferred to Lakeview Loan Servicing LLC by assignment recorded in Deed Book 5181, Page 641, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND EIGHT HUNDRED TWENTY-TWO AND 0/100 DOLLARS ($177,822.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

Lakeview Loan Servicing LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, One Fountain Plaza, Buffalo, NY 14203, 800-724-1633.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Virginia P Beck or a tenant or tenants and said property is more commonly known as 350 Pine Shadows Drive, Dallas, GA 30157. Should a conflict arise between the property address and the legal description the legal description will control.

Lakeview Loan Servicing LLC

as Attorney in Fact for

Virginia P Beck

McCalla Raymer Leibert Pierce, LLP

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT "A"

Real property in the City of DALLAS, County of Paulding, State of Georgia, described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1144 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT FORMED BY THE INTERSECTION OF THE SOUTHWESTERLY RIGHT-OF-WAY OF PINE SHADOW DRIVE AND THE SOUTH LINE OF LAND LOT 1144; RUNNING THENCE SOUTH 87 DEGREES, 27 MINUTES, 40 SECONDS WEST ALONG THE SOUTH LINE OF LAND LOT 1144 A DISTANCE OF 375.97 FEET TO A POINT ON THE EASTERLY RIGHT-OF-WAY OF 30 FOOT PUBLIC ROAD (UNPAVED); RUNNING THENCE NORTH 04 DEGREES, 23 MINUTES, 24 SECONDS EAST ALONG THE EASTERLY RIGHT-OF-WAY OF SAID UNPAVED PUBLIC ROAD A DISTANCE OF 73.26 FEET TO A POINT; CONTINUING THENCE NORTH 07 DEGREES, 07 MINUTES, 30 SECONDS EAST A DISTANCE OF 68.3 FEET TO A POINT; CONTINUING THENCE NORTH 14 DEGREES, 20 MINUTES, 43 SECONDS EAST A DISTANCE OF 61.62 FEET TO A POINT CONTINUING NORTH 17 DEGREES, 24 MINUTES, 07 SECONDS EAST A DISTANCE OF 113.78 FEET TO A POINT; CONTINUING THENCE NORTH 17 DEGREES, 33 MINUTES, 55 SECONDS EAST A DISTANCE OF 138.85 FEET ON THE SOUTHWESTERLY RIGHT-OF-WAY OF PINE SHADOWS DRIVE; RUNNING THENCE SOUTH 53 DEGREES, 14 MINUTES, 50 SECONDS EAST ALONG THE SOUTHWESTERLY RIGHT-OF-WAY OF PINE SHADOWS DRIVE A DISTANCE OF 46.40 FEET TO A POINT CONTINUING THENCE ALONG THE RIGHT-OF-WAY OF PINE SHADOWS DRIVE SOUTH 34 DEGREES, 56 MINUTES, 15 SECONDS EAST A DISTANCE OF 63.50 FEET TO A POINT; CONTINUING THENCE SOUTH 29 DEGREES, 08 MINUTES, 38 SECONDS EAST A DISTANCE OF 273.47 FEET TO A POINT; CONTINUING THENCE SOUTH 31 DEGREES, 02 MINUTES 35 SECONDS EAST DISTANCE OF 123.44 FEET TO THE POINT OF BEGINNING; SAID PROPERTY BEING MORE PARTICUARLY SHOWN ON A PLAT OF SURVEY BY GEORGE W. CRUSSELLE, LAND SURVEYOR, DATED JULY 1, 1977.

Commonly known as: 350 PINE SHADOWS DRIVE, DALLAS, GA 30157

APN #: 219.2.4.028.0000

MR / GW November 4, 2025

Our file no. 25-18762GA-FT5

25-18762GA

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Van Gibson A/K/A Van Patrick Gibson to BANK OF AMERICA, N.A. dated 5/10/2018 and recorded in Deed Book 3871 Page 514 Paulding County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $218,228.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 329 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 71, EVANS MILL SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 33, PAGES 32-33, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 148 Crestview Dr, Dallas, GA 30157 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Van Gibson A/K/A Van Patrick Gibson or tenant or tenants. Bank of America, N.A. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America, N.A. Home Loan Assistance Dept. 7105 Corporate Drive Plano, TX 75024 (800) 669-6650 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Van Gibson A/K/A Van Patrick Gibson Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1016-391A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-391A

(4tOct9)

NOTICE OF SALE UNDER POWER

Pursuant to the power of sale contained in the Security Deed executed by MARK R. JOHNSON to UNION PLANTERS BANK, NA in the original principal amount of $121,107.00 dated April 19, 2004, and recorded in Deed Book 1636, Page 946, Paulding County records, said Security Deed being last transferred to NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING in Deed Book 4461, Page 565, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/4/2025, the property in said Security Deed and described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 444 OF THE 1ST DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 64, BURTONS MILL, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 29, PAGES 94, 95 AND 96, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

Said property being known as: 691 SENATOR ROAD, DOUGLASVILLE, GA 30134

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are MARK R. JOHNSON or tenant(s).

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

NEWREZ LLC D/B/A Shellpoint Mortgage Servicing

75 Beattie Place, Suite 300

Greenville , SC 29601

866-825-2174

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING,

as Attorney-in-Fact for

MARK R. JOHNSON

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd., Suite 450

Alpharetta, GA 30004

Phone: 470-321-7112

Firm File No. 25-278546 - AnB

(4tOct9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Torey Thomas to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Guild Mortgage Company, its successors and assigns dated July 15, 2021, recorded in Deed Book 4578, Page 974, Paulding County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 5049, Page 119, Paulding County, Georgia Records, as last transferred to Guild Mortgage Company LLC by assignment recorded in Deed Book 4870, Page 941, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY THOUSAND NINE HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($220,924.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

Guild Mortgage Company LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Guild Mortgage Company LLC, 5887 Copley Drive, 3rd floor, San Diego, CA 92111, 8003654441.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Torey Thomas or a tenant or tenants and said property is more commonly known as 195 Ashbury Ct, Dallas, GA 30157. Should a conflict arise between the property address and the legal description the legal description will control.

Guild Mortgage Company LLC

as Attorney in Fact for

Torey Thomas

McCalla Raymer Leibert Pierce, LLP

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 709 of the 2nd District, 3rd Section, Paulding County, Georgia, being Lot 22 of Woodbridge as described on plat of survey recorded in Plat Book 27, page 175, Paulding County records, said plat being incorporated herein by reference thereto.

MR / GW November 4, 2025

Our file no. 22-09710GA-FT17

22-09710GA

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Brianna Degiorgio to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for HomeXpress Mortgage Corp, its successors and assigns dated 10/3/2024 and recorded in Deed Book 5151 Page 885 Paulding County, Georgia records; as last transferred to or acquired by Morgan Stanley Residential Mortgage Loan Trust 2025-NQM2, conveying the after-described property to secure a Note in the original principal amount of $624,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in Land Lot 237, 3rd District, 3rd Section, Paulding County, Georgia, being depicted as "Tract 2B", containing 1.000 acres, more or less, as per plat of survey entitled "House Location Plan For Harvest Homes", created by Carlton Rakestraw & Associates, being referred to as Project No. 19-047, dated 2-14-20 and certified by W. Carlton Rakestraw, Jr., GRLS No. 2236, said property being more particularly described according to said survey as follows: To find the TRUE POINT OF BEGINNING, COMMENCE at a 3/8" reinforcing rod found located at the northwestern-most corner of Land Lot 237 (also being the common intersection of Land Lots 196, 197, 236 and 237), thence running along the northern land lot line of Land Lot 237, North 86 degrees 59 minutes 42 seconds East a distance of 165.79 feet to the POINT OF BEGINNING; thence continuing along the northern land lot line of Land Lot 237, North 86 degrees 59 minutes 42 seconds East a distance of 177.77 feet; thence leaving said land lot line and running South 36 degrees 54 minutes 19 seconds East a distance of 253.15 feet to a point on the northwesterly right-of-way line of Dabbs Bridge Road(60' R/W); thence running in a southwesterly direction and along the northwesterly right-of-way line of said Dabbs Bridge Road, along a curve to the right, a distance of 88.02 feet, said curve having a radius of 924.74 feet and being subtended by a chord bearing and distance of South 58 degrees 53 minutes 15 seconds West, 87.99 feet to a point; thence continuing in a southwesterly direction and along the northwesterly right-of-way line of said Dabbs Bridge Road, along a curve to the left, a distance of 60.48 feet, said curve having a radius of 1740.52 feet and being subtended by a chord bearing and distance of South 60 degrees 10 minutes 55 seconds West, 60.48 feet to a point; thence leaving said right-of-way line and running North 36 degrees 54 minutes 19 seconds West a distance of 335.96 feet to the POINT OF BEGINNING. The above-described property being a portion of that conveyed to Dabbs Bridge Holdings, LLC by Quitclaim Deed from Red Barn Holding Group, LLC, dated March 12, 2020 and recorded in Deed Book 4203, Page 873, Paulding County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 1585 Dabbs Bridge Road, Dallas, GA 30132 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brianna Degiorgio or tenant or tenants. Shellpoint Mortgage Servicing is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Shellpoint Mortgage Servicing PO Box 10826 Greenville, SC 29603-0826 1-800-365-7107 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Morgan Stanley Residential Mortgage Loan Trust 2025-NQM2 as agent and Attorney in Fact for Brianna Degiorgio Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1263-4900A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1263-4900A

(4tOct9)

NOTICE OF SALE UNDER POWER

State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHERRY A SANDERS to WASHINGTON MUTUAL BANK, FA, A FEDERAL ASSOCIATION , dated 05/25/2005, and , PAULDING County, Georgia records, as last assigned to CHASE HOME LENDING MORTGAGE TRUST 2023‑RPL1 MORTGAGE PASS‑THROUGH CERTIFICATES, SERIES 2023‑RPL1 (the Secured Creditor), by assignment, conveying the after‑described property to secure a Note of even date in the original principal amount of $110,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in November, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 607 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING UNIT

1404, WESTWIND TOWNHOMES, PHASE EIGHT, AS PER PLAT RECORDED IN PLAT BOOK 37, PAGE 148, PAULDING COUNTY, GEORGIA RECORDS, SAID PLAT

BEING INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). CHASE HOME LENDING MORTGAGE TRUST 2023‑RPL1 MORTGAGE PASS‑THROUGH CERTIFICATES, SERIES 2023‑RPL1 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with CHASE HOME LENDING MORTGAGE TRUST 2023‑RPL1 MORTGAGE PASS‑THROUGH CERTIFICATES, SERIES 2023‑RPL1 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44‑14‑162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866‑550‑5705. Please note that, pursuant to O.C.G.A. § 44‑14‑162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 180 VENTURE PATH, HIRAM, GEORGIA 30141 is/are: SHERRY A SANDERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9‑13‑172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME LENDING MORTGAGE TRUST 2023‑RPL1 MORTGAGE PASS‑THROUGH CERTIFICATES, SERIES 2023‑RPL1 as Attorney in Fact for SHERRY A SANDERS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010561629 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341‑5398.

(4tOct9)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF PAULDING

By virtue of a Power of Sale contained in that certain Security Deed from Kevin Guines and Selena Jackson Guines to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC., dated November 20,

2023 and recorded on November 27, 2023 in Deed Book 5017, Page 579 Instrument Number 2023095932, in the Office of the Clerk of Superior Court of Paulding County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Four Hundred Forty-One Thousand Seven Hundred Fifty and 00/100 dollars ($441,750.00) with interest thereon as provided therein, as last transferred to NEWREZ, LLC D/B/A SHELLPOINT MORTGAGE SERVICING, recorded in Deed Book 5118, Page 931, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in November, 2025, all property described in said Security Deed including but not limited to the following described property:

All that Tract or Parcel of land lying and being in Land Lot 968 of the 3rd District, 3rd Section of Paulding County, Georgia, being Lot 95, Unit 3 of Timberlands Subdivision, as per plat recorded in plat Book 47, Pages 172-173, Paulding County, Georgia records, which plat is referred to and incorporated herein by reference.

Said property may more commonly be known as 56 Maple View Ct, Dallas, GA 30157.

The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is NewRez LLC d/b/a Shellpoint Mortgage Servicing, 75 Beattie Place, Greenville, SC 29601, 1- 800-365-7107.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Kevin Guines and Selena Jackson Guines and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the

U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

NewRez LLC d/b/a Shellpoint Mortgage Servicing as Attorney-in-Fact for

Kevin Guines and Selena Jackson Guines Contact:

Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520

25-011718

Ad Run Dates: 10/09/2025 ,10/16/2025 ,10/23/2025 ,10/30/2025 ;

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kenneth S. Henderson and Kimberly Henderson to Wachovia Bank, National Association dated 8/18/2007 and recorded in Deed Book 2473 Page 485 Paulding County, Georgia records; as last transferred to or acquired by U.S. Bank Trust National Association, not in its individual capacity, but solely in its capacity as Owner Trustee of Citigroup Mortgage Loan Trust 2024-RP3, conveying the after-described property to secure a Note in the original principal amount of $101,421.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: THE FOLLOWING PROPERTY: THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT(S) 1025 OF DISTRICT 2, SECTION 3, PAULDING COUNTY, GEORGIA, BEING LOT(S) 230, CARRINGTON POINTE AT LAKE SWAN SUBDIVISION, PHASE 5, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 152, PAULDING COUNTY, GEORGIA RECORDS. BEING AND INTENDING TO DESCRIBE THE SAME PREMISES CONVEYED IN A DEED RECORDED 07/03/1996, IN BOOK 525, PAGE 526. KNOWN AS: 140 LAKEVIEW LANE PARCEL: 2064-20-2100-00 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 140 Lakeview Ln, Hiram, GA 30141 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth S. Henderson and Kimberly J. Henderson or tenant or tenants. Nationstar Mortgage LLC d/b/a Mr. Cooper is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Nationstar Mortgage LLC d/b/a Mr. Cooper 8950 Cypress Waters Blvd. Coppell, TX 75019 1-888-480-2432 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. Bank Trust National Association, not in its individual capacity, but solely in its capacity as Owner Trustee of Citigroup Mortgage Loan Trust 2024-RP3 as agent and Attorney in Fact for Kenneth S. Henderson and Kimberly Henderson Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1006-1244A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1006-1244A

(4tOct9)

NOTICE OF SALE UNDER POWER

Pursuant to the power of sale contained in the Security Deed executed by PETER GITHONGO AND STELLAMARIS MUTUA to HOMEBANC MORTGAGE CORPORATION in the original principal amount of $159,900.00 dated August 18, 2006, and recorded in Deed Book 2237, Page 501, Paulding County records, said Security Deed being last transferred to TOWD POINT MORTGAGE TRUST 2018-2, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE in Deed Book 4962, Page 327, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/4/2025, the property in said Security Deed and described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 470 OF THE 1ST DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 133, PARADISE POINTE SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 34, PAGE 138, PAULDING COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION BY REFERENCE.

Said property being known as: 65 PARADISE CT, DOUGLASVILLE, GA 30134

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are PETER GITHONGO AND STELLAMARIS MUTUA or tenant(s).

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

Select Portfolio Servicing, Inc.

3217 S. Decker Lake Drive

Salt Lake City, UT 84119

800-635-9698

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

TOWD POINT MORTGAGE TRUST 2018-2, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE,

as Attorney-in-Fact for

PETER GITHONGO AND STELLAMARIS MUTUA

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd., Suite 450

Alpharetta, GA 30004

Phone: 470-321-7112

Firm File No. 25-318248 - LiG

(4tOct9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY.

WHEREAS, on March 6, 2014, NYEEMA BUTLER did execute and deliver to HUNTER AND HUNTER REAL ESTATE SERVICES, a certain Deed to Secure Debt to the hereinafter described land to secure the payment of a certain Note of even date of $ 240,000.00 principal plus interest as specified in the Note, all as shown by the record of said Deed to Secure Debt in the Office of the Clerk of the Superior Court of Paulding County, Georgia, recorded in Deed Book 5247, Page 588, et seq;

WHEREAS, default has been in the payments provided for in said note held by HUNTER AND HUNTER REAL ESTATE SERVICES, LLC, as the owner and holder of said Deed to Secure Debt and Note, has elected to declare the entire unpaid indebtedness described in and secured by said Deed to Secure Debt due and payable, and the same has not been paid; and

The debt secured by said Deed to Secure Debt has been and is hereby due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given.)

NOW THEREFORE, pursuant to and in exercise of the power of sale contained in said Deed to Secure Debt, and for the purpose of collecting the indebtedness due thereby, there will be sold at public outcry, before the Courthouse door in Dublin, Laurens County, Georgia, on the first Tuesday in November, to wit: November 4, 2025 , within the legal hours of sale, to the highest and best bidder for cash, the following described property, to wit:

All that tract or parcel of land situate, lying and being in Land Lot 485 of the 2nd Land District, Section 3, of Paulding County, Georgia, and being shown at Lot 11 of Silver Ridge Subdivision, and described on a plat of survey and recorded in Plat Book 36, Pages 28 and 29, Paulding County Records. Said plat and the record thereof are by reference incorporated herein and made a part hereof.

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is NYEEMA BUTLER and is known as 213 SILVER RIDGE DRIVE DALLAS, GA 30132.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-.1: and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided within 30 days of the date of sale. Final confirmation and audit of the status of the loan as provided in the preceding paragraph may not be rendered prior to the expiration of this 30-day period. A delivery of the Deed Under Power earlier than 30 days after the foreclosure sale date specified hereinabove shall be subject to the direct approval of the holder of the Security Deed.

Scott B. Thompson, Sr. HUNTER AND HUNTER

P.O. Box 1586 REAL ESTATE SERVICES, LLC,

Dublin, GA, 31040 AS ATTORNEY IN FACT FOR

NYEEMA BUTLER.

(478)-272-4460

(4tOct9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Carmen M Carter, Lucian C Carter Jr to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for American Freedom Mortgage Inc, its successors and assigns dated June 27, 2005, recorded in Deed Book 1926, Page 358, Paulding County, Georgia Records, as last transferred to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST by assignment recorded in Deed Book 5045, Page 116, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($98,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance LP, 3501 Olympus Boulevard, 5th Floor, Suite 500, Coppell, TX 75019, 8777683759.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Carmen M Carter, Lucian C Carter, Jr and Estate of Lucian C Carter, Jr or a tenant or tenants and said property is more commonly known as 280 Mill Court, Dallas, GA 30157. Should a conflict arise between the property address and the legal description the legal description will control.

U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST

as Attorney in Fact for

Carmen M Carter, Lucian C Carter Jr

McCalla Raymer Leibert Pierce, LLP

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 150 and 221 of the 19th District, 2nd Section, Paulding County, Georgia, being Lot 114, Powder Mill Subdivision, Unit Two as shown on plat of survey recorded in Plat Book 14, page 131, Paulding County records. Said plat is incorporated herein by reference for a more detailed description.

MR / MA November 4, 2025

Our file no. 24-15014GA-FT8

24-15014GA

(4tOct9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gerrald Dwayne Price Jr to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for New Day Financial, LLC, its successors and assigns dated December 3, 2022, recorded in Deed Book 4878, Page 184, Paulding County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment recorded in Deed Book 5022, Page 961, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($319,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

Freedom Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Freedom Mortgage Corporation, 11988 Exit 5 Pkwy Bldg 4, Fishers, IN 46037, 855-690-5900.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gerrald Dwayne Price, Jr or a tenant or tenants and said property is more commonly known as 410 Crestbend Lane, Powder Springs, GA 30127. Should a conflict arise between the property address and the legal description the legal description will control.

Freedom Mortgage Corporation

as Attorney in Fact for

Gerrald Dwayne Price Jr

McCalla Raymer Leibert Pierce, LLP

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1191 AND 1258 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 119, THE MEADOWS AT NORTHCREST, UNIT THREE, AS PER PLAT RECORDED IN PLAT BOOK 28, PAGE 185-187, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

BEING THE SAME PROPERTY AS CONVEYED TO GERRALD DWAYNE PRICE, JR. FROM VERNON BRENT BETTERIDGE BY THAT DEED DATED 05/21/2021 AND RECORDED 05/25/2021 IN BOOK/PAGE: 4514/508 IN THE PAULDING COUNTY RECORDS.

PARCEL ID(S): 213.4.4.054.0000

MR / MA November 4, 2025

Our file no. 25-17201GA-FT17

25-17201GA

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY Pursuant to the Power of Sale contained in a Security Deed given by George G Williamson and Carole G Williamson to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Novastar Mortgage, Inc, its successors and assigns dated 8/20/2004 and recorded in Deed Book 1716 Page 0341 Paulding County, Georgia records; as last transferred to or acquired by The Bank of New York Mellon, f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A. as Trustee for NovaStar Mortgage Funding Trust, Series 2004-3, NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-3, conveying the after-described property to secure a Note in the original principal amount of $115,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on November 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land lying and being in land lot 438 of the 1st district, 3rd section, Paulding County Georgia, being Lot 73, Phase 2, Huntington Ridge Subdivision, as shown on plat of survey recorded in plat book 28, page 196, Paulding County Georgia Records, which plat is incorporated herein by reference for more particularly description and delineation of the lot dimensions thereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 891 Nottingham Dr, Douglasville, GA 30134 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): George G Williamson and Carole G Williamson or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The Bank of New York Mellon, f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A. as Trustee for NovaStar Mortgage Funding Trust, Series 2004-3, NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-3 as agent and Attorney in Fact for George G Williamson and Carole G Williamson Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-7585A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7585A

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Susan Elizabeth Garrett Smith and Michael Anthony Smith to Mortgage Electronic Registration Systems, Inc. as grantee, as nominee for United Wholesale Mortgage, LLC dated February 23, 2024 and recorded on February 28, 2024 in Deed Book 5051, Page 818, Paulding County, Georgia Records, and later assigned to Lakeview Loan Servicing, LLC by Assignment of Security Deed recorded on February 25, 2025 in Deed Book 5207, Page 365, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Three Hundred Forty Thousand Eight Hundred Sixty-Two And 00/100 Dollars ($340,862.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on November 4, 2025 the following described property:

All that tract or parcel of land lying and being in Land Lot 1259 of the 3rd District, 3rd Section, Paulding County, Georgia, being Lot 28, Summer Glen Subdivision, Phase One, as per plat recorded in Plat Book 24, Page 166. Paulding County, Georgia Records. Which plat is incorporated herein by reference and made a part of this description.

Tax ID#: R0279 26

Subject to all easements and restrictions of record.

Tax ID #: 080 4 3 044 0000

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Your mortgage servicer, Nationstar Mortgage LLC, as servicer for Lakeview Loan Servicing, LLC, can be contacted at 888-480-2432 or by writing to 8950 Cypress Water Blvd, Coppell TX 75019, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Susan Elizabeth Garrett-Smith and Michael Anthony Smith or tenant(s); and said property is more commonly known as 30 Dogwood Trail, Dallas, GA 30157.

Lakeview Loan Servicing, LLC as Attorney in Fact for Susan Elizabeth Garrett Smith and Michael Anthony Smith

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners, GA 30092

404-474-7149

MTG File No.: GA2025-00602

(4tOct9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Keith B. Goins and Gloria J. Goins to Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Lenders Network USA, Inc. dated December 13, 2006 and recorded on January 5, 2007 in Deed Book 02321, Page 574, Paulding County, Georgia Records, and later assigned to Real Time Resolutions Inc. by Assignment of Security Deed recorded on September 23, 2025 in Deed Book 5302, Page 459, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Four Thousand Seven Hundred Thirty-Two And 00/100 Dollars ($64,732.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on November 4, 2025 the following described property:

All that tract or parcel of land lying and being in Land Lot 240 and 241 of the 1st District, 3rd Paulding County, Georgia, being Lot 49, of Oak Run Subdivision, as per plat thereof recorded in Plat Book 45, Page 165-168, Plat Book 50, Pages 11-14, Paulding County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Tax ID #: 250.2.2.045.0000

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Real Time Resolutions Inc. can be contacted at 1-888-895-0221 or by writing to 1349 Empire Central Drive, Suite 1300, Dallas, TX 75247, to discuss possible alternatives to avoid foreclosure.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Keith B. Goins and Gloria J. Goins or tenant(s); and said property is more commonly known as 205 Lakehill Way, Douglasville, GA 30134.

Real Time Resolutions Inc. as Attorney in Fact for Keith B. Goins and Gloria J. Goins

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners, GA 30092

404-474-7149

MTG File No.: GA2025-00641

(4tOct9)

770 445 3379

Foreclosures October 9th 2025

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